On this page any of your accounts that are eligible for an overdraft will be shown in the drop-down box towards the top of the page.
You can request an overdraft for your account or apply for an increase or decrease to an existing limit by entering a new amount (in multiples of £50) in the box provided.
The minimum overdraft amount allowable is £50.00 and the maximum overdraft limit allowable is £5000.00.
Overdrafts depend on your circumstances and you must repay any overdraft when we ask in line with our General Terms and Conditions. Santander retain the right to refuse any overdraft request. Your account must be conducted within the Arranged Overdraft limit at all times.
You should also be aware that your Arranged Overdraft limit is subject to an annual review. Depending on how much you pay into your account and how you use the Arranged Overdraft, we may decide to reduce or remove your Arranged Overdraft at a future date. We will always give you 30 days notice of any intention to change your Arranged Overdraft limit‘
If the chosen account is a joint account, each account holder is liable, both jointly and individually under the agreement. This means that we may ask all or any of you to repay money owing to us or to carry out any obligations under the agreement.
When you click the 'Continue' button, we will take you to 'Confirm details' page where we will show you details of your overdraft. At the same time, we will send you a text message containing a 'One Time Passcode' which we will ask you to enter on screen to confirm that you want to make these changes.